What are some ideas for investing if one has around K in cash today. Moderate risk tolerance - don’t want to loose it all. Time horizon of 3-5 years.

Rental income properties?
Tax liens?
Buying a franchise?
Local mom & pop business?
Stocks? Bonds?
What are some ideas for investing if one has around K in cash today. Moderate risk tolerance - don’t want to loose it all. Time horizon of 3-5 years.

Rental income properties?
Tax liens?
Buying a franchise?
Local mom & pop business?
Stocks? Bonds

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Further clarification: I was hoping for ideas that don’t have anything to do with banks, brokerages houses etc.. Maybe more of business or trade or hands-on value addition and not necessarily hands-off investment.

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